ZEFR 401(K) PLAN

At the end of 2022, the total retirement plan assets of ZEFR 401(K) PLAN is $8,758,449.This plan was established in 2014.

At the end of 2022, the total number of retirement plan participants in ZEFR 401(K) PLAN is 237

In 2022, the average participant retirement account value for ZEFR 401(K) PLAN is $36,955

In 2022, the estimated average employee contribution amount per participant for ZEFR 401(K) PLAN is $6,982

In 2022, the estimated average employer match for an employee in ZEFR 401(K) PLAN is approximately $3,482

In 2022, ZEFR 401(K) PLAN allocates $825,458 to match its employees’ contributions, providing an employer match rate of 51.74% of their contributions

In 2022, the total retirement plan asset growth rate of ZEFR 401(K) PLAN is 0.95%

In 2022, the estimated aggregate retirement account investment gain/loss for ZEFR 401(K) PLAN is -18.07%. This measures the effectiveness of the plan participants’ investments in the year.

In 2022, the investment and administrative expense ratio of ZEFR 401(K) PLAN is 0.30%.

Enrollment Features

ZEFR 401(K) PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.