ZHI 401(K) RETIREMENT SAVINGS PLAN

At the end of 2022, the total retirement plan assets of ZHI 401(K) RETIREMENT SAVINGS PLAN is $792,504,182.This plan was established in 1989.

At the end of 2022, the total number of retirement plan participants in ZHI 401(K) RETIREMENT SAVINGS PLAN is 20722

In 2022, the average participant retirement account value for ZHI 401(K) RETIREMENT SAVINGS PLAN is $38,244

In 2022, the estimated average employee contribution amount per participant for ZHI 401(K) RETIREMENT SAVINGS PLAN is $2,425

In 2022, the estimated average employer match for an employee in ZHI 401(K) RETIREMENT SAVINGS PLAN is approximately $1,148

In 2022, ZHI 401(K) RETIREMENT SAVINGS PLAN allocates $23,792,107 to match its employees’ contributions, providing an employer match rate of 51.03% of their contributions

In 2022, the total retirement plan asset growth rate of ZHI 401(K) RETIREMENT SAVINGS PLAN is -21.38%

In 2022, the estimated aggregate retirement account investment gain/loss for ZHI 401(K) RETIREMENT SAVINGS PLAN is -17.65%. This measures the effectiveness of the plan participants’ investments in the year.

In 2022, the investment and administrative expense ratio of ZHI 401(K) RETIREMENT SAVINGS PLAN is -0.16%.

Enrollment Features

ZHI 401(K) RETIREMENT SAVINGS PLAN has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.